Refinancing Loan

Refinancing loan involves the recalculation of the element’s credit terms and status and it is accessible for borrowers who own properties. Borrowers have the access to apply for a cash surplus-based loan depending on the market value of the individual’s real estate and existing bank loans. Even if you are blacklisted in CCRIS and CTOS, you can also qualify as an applicant for this loan. This is why so many people choose to apply this loan.

Personal loan also contains debt restructuring, cheque cashing and refinancing. Debt restructuring suits for an individual that bear for numbers of debts including credit card, PTPTN, house and car loan that significantly increase in rates. Cheque cashing target for a salaried person who need fast cash while holding an duration cheque while refinancing suits for an individual that have property.

Why Apply For Refinancing Loan?

Refinancing is a collateral loan which makes it easier to get. The money lender will face a lower risk as the property is charged and it will be used as a collateral for them. The loan figure is depending on the property’s market value. If you are looking to free up more cash if the value of your home has increased from time to time. With additional cash at your disposal, you are able to make use of the money for your personal uses.


If you are employed, you need to provide your latest 3-month salary slips and bank statement. You may also need to provide us your latest EPF statement as a proof. If you are self-employed, you must own land or property and your land or property must not be located in the Malay reserve or else you will not be able to apply refinancing loan. We preferred your land or property is freehold. You may need to provide us your 3-month pay slip and bank statement. We also require your company’s SSM registration to show the lender’s ability to repay.

Why Choose Us?

Best of all, our loan approval is fast and easy if you need an urgent cash to clear off your unfavorable credit records such as credit card debts prior to applying for a refinancing from the commercial banks. We also do not require any extra charges for the whole loan application. We provide flexible repayment period for our borrowers according to their salary and repayment ability.

Who Are We?

We are a licensed money lender with over 10years of experience in the loan industry in Malaysia. We can use refinancing technology to recommend ways to get extra cash from your current property. We usually specialize in Kuala Lumpur area, such as KLCC, KL Sentral, Bukit Jalil and Kepong. At the same time in Selangor, we also cover Puchong, Klang, Sunway, Cheras area. We also have associates in Johor, Pulau Pinang, Melaka and Perlis.


Getting a refinancing from the bank can be troublesome at times. Please don’t hesitate anymore, contact us now for more details. We will provide you a free consultation and choose the most suitable loan for you according to your needs. We also have other services you may also need such as SME loans, commercial loans, business loans and working capital loans.