SME loan are specifically designed to help in the funding of small and medium sized enterprises. SME businesses are relatively new in business which they lack of strong customer base and very dependent on operating cash. To make sure their daily flow of the business is normal, they usually need financing from SME loan to provide them a temporary cash. A basic business loan may suit for all business. SME loan are specifically target small and developing business that strongly depend on capital capability while working capital loan are needed when business unable to cover business expenses in a short period due to low market.
The business must be registered for more than 6 months with SSM. We need you to provide a bank statement for at least 3-6 months to ensure the stability of the company’s revenue. You also need to provide us a photocopy of Form SSM/MBPJ/DBKL and a photocopy of director’s NRIC. You may need to provide us a copy of company latest utility bills to ensure better loan approval opportunities.
Our loan approval time is fast. After submitting all documents, the loan approval time is within 24 hours and it is easy to apply. We also design loans tailored to our clients’ preferences and offer flexible repayment periods. Once the loan is approved, the borrower can get cash immediately when we provide a quick payment. Our best service feature is that you don’t have to pay any processing fees before you approve your loan.
We are one of the top licensed money lenders in Malaysia. We have branches throughout the country mainly Penang, Melaka, Johor, Perak, Kuala Lumpur and Selangor. We usually specialize in Kuala Lumpur, such as in Cheras, KLCC, Bukit Jalil, Ampang and Putrajaya area. We also cover in Selangor area, for example Sunway, Klang, Puchong and Petaling Jaya.
If you need some cash to finance or need quick cash to overcome your business flow, please don’t hesitate to call us! We will provide you instant solution for you to grow your business. We also offer other financial loans such as working capital loans, commercial loans and personal loans.